Innovative analysis coupled with risk management
Finance and Secured Transactions
Our firm has worked with a variety of traditional and nontraditional lenders, including banks, insurance companies, finance companies, mortgage bankers, private investment funds, and other entities, as well as developers and other borrowers, in the financing of real property, businesses, receivables, and other assets.
We have also assisted clients with asset-based financing involving collateral such as stock, accounts receivable, and inventory and complex financing transactions, including acquisition, development, construction, bridge and permanent loan transactions, and revolving lines of credit. When there are multiple lenders involved in a financing transaction, we may draft an intercreditor agreement or subordination agreements.
Many business loan transactions involve personal property as collateral, rather than real estate. Revisions to Article 9 of the Uniform Commercial Code have added to the complexity of these asset-based loans. We have represented lenders in connection with trade finance facilities, which can include a combination of unsecured loans, accounts receivable and inventory loans.